About Addi
We are a leading financial platform, building the future of payments, shopping, and banking—a world where consumers and merchants can transact effortlessly and grow together. Today, we serve over 2 million customers and partner with more than 20,000 merchants, making Addi Colombia’s fastest-growing marketplace.
With a state-of-the-art, technology-first approach, we provide banking solutions (deposits, payments, unsecured credit) and commerce services (e-commerce, marketing), bridging the financial gap for millions and redefining how people experience financial freedom. As the country’s leading Buy Now, Pay Later provider, we have secured regulatory approval to operate as a bank, unlocking even greater opportunities for our customers. In the past year, we have also achieved profitability, reinforcing the strength of our business model and our ability to scale sustainably.
Our mission has earned the trust of world-class investors, including Andreessen Horowitz, Architect Capital, GIC, Goldman Sachs, Greycroft, Monashees, Notable Capital, Quona Capital, Union Square Ventures, Victory Park Capital, and more, who back our vision for the future. With their support, we are not just growing—we are transforming Latin America’s financial ecosystem and shaping the next generation to shop, pay, and bank in Colombia.
But what truly sets us apart is how we build. We are a conscious company, driven by deep experience in scaling technology, services and products, and we live by our values every day.
About the Role
This is where you come in. Below, you’ll find what this role is all about—the impact you’ll drive, the challenges you’ll tackle, and what it takes to thrive at Addi. If you’re ready to be part of something big, keep reading.
What’s the mission you’ll drive
Optimize and scale Addi’s capital structure by executing sophisticated debt financing strategies that ensure long-term liquidity and lower the cost of funds to fuel rapid regional expansion. You will act as the critical bridge between Addi’s ambitious lending goals and the institutional capital required to fund them, directly impacting the company’s unit economics and valuation.
What you will do
• Achieve Lender Reporting by deploying AI agents that automate the vast majority of manual compliance checks, significantly accelerating the monthly reporting cycle to a near-instantaneous turnaround.
• Reduce “Ineligible Loan” drag through the implementation of real-time automated quality gates that flag non-compliant originations before they hit the loan tape.
• Launch an “AI Allocation Engine” that autonomously suggests the optimal loan-to-lender strategy based on real-time cost-of-funds and concentration limits, consistently improving portfolio margin.
• Establish a “Predictive Covenant Dashboard” that provides multi-horizon forecasts of compliance buffers, giving the Treasury team substantial lead time to proactively manage any potential technical breaches.
• Ship Production AI Agents (Reporting, Monitoring, and Allocation) with a documented evaluation framework (LLM-as-a-judge) to ensure institutional-grade accuracy in financial data interpretation.
What we’re looking for
• Proven Expertise in Computational Finance
• Demonstrates the ability to write high-performance SQL (Nice to have) to navigate complex Snowflake/Databricks schemas and reconstruct “Loan Tapes” from
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