Home Improvement Credit Underwriter — Remote

*** Pacific or Mountain Time Zone Preferred***
**We cannot consider applicants currently residing in California**

Pure Finance Group is seeking a detail-oriented Underwriter to support both underwriting and funding operations. This role evaluates loan applications, assesses credit risk, ensures adherence to credit policies and guidelines, and helps facilitate funding.

Key Responsibilities

· Review loan applications, credit reports, and income documentation

· Assess creditworthiness and issue approvals, conditions, or declines

· Verify loan conditions and support the funding process

· Ensure accuracy, completeness, and compliance of all files

· Communicate with dealers and applicants by phone to collect information and move deals forward

· Identify risk factors, inconsistencies, or fraud concerns

· Collaborate with internal teams to ensure timely decisions and funding

Qualifications

· 1+ year of finance underwriting or credit analysis experience

· Strong analytical skills with experience using Excel for data review and analysis

· Understanding of basic credit principles (DTI, income, credit reports)

· Comfortable speaking with applicants and contractors over the phone

· High attention to detail and ability to manage applications in a fast-paced environment

Preferred

· Spanish-speaking

· Experience in consumer finance, fintech, or home improvement lending

Pay: $60,000.00 – $80,000.00 per year

Benefits:

• 401(k)

• Dental insurance

• Health insurance

• Life insurance

• Paid time off

• Vision insurance

Experience:

• Credit Underwriting : 3 years (Required)

Work Location: Remote

Location: , ,

Salary: 60000 – 80000

Benefits:

  • Dental Coverage
  • Health Insurance
  • Paid Time Off

Indeed: Apply Here