Note: The job is a remote job and is open to candidates in USA. SoFi is a next-generation financial services company and national bank using innovative, mobile-first technology to help members reach their goals. The Business Manager Credit Reporting Agency Management will work closely with major credit reporting agencies to design and implement business solutions that create value across multiple platforms and products.
Responsibilities
• Act as the primary business Operations liaison between the organization and credit bureau agencies
• Develop and maintain strong business relationships with the Bureaus and internal BUs
• Understand the trends in credit data errors/opportunities and work with credit bureau agencies to improve
• Lead projects focused on the continuous improvement of credit data and bureau engagement – particularly focused in Permissible Purpose scope
• Identify opportunities to strengthen relationships with credit bureau agencies and leverage partnerships to drive business value
• Partner with the SMO and Procurement to ensure maximum contractual leverage and business value received from each bureau relationship
• Stay informed and address developments in the credit bureau industry and assess their impact on the organization with rules at each bureau
• Ensure that credit reporting practices comply with applicable laws and regulations (e.g., Fair Credit Reporting Act, GDPR)
• Implement and maintain appropriate risk management controls related to credit bureau processes both internally and with the Bureaus
• Provide regular reporting and analysis on the status of the credit bureau relationships and data quality metrics
• Lead and owe Permissible Purpose and credit bureau data usage intent and execution for the Enterprise
Skills
• 5+ years of experience with credit data and credit processes, or a related financial services role
• Proven track record of working directly with credit reporting agencies (Experian, TransUnion, Equifax) and/or third-party credit data companies
• Strong understanding of credit data flows, operational data processes and standards
• In-depth knowledge of banking laws and regulations, including the Fair Credit Reporting Act (FCRA), GDPR, and other relevant compliance standards
• Strong analytical and problem-solving skills; ability to use data to inform strategic decisions and drive business outcomes
• Strategic thinker who can develop credit data analysis to drive results and support enterprise business goals
• Excellent verbal and written communication skills, with the ability to influence and drive value cross-functionally
Benefits
• This role is also eligible for a bonus, long term incentives and competitive benefits.
• To view all of our comprehensive and competitive benefits, visit our **[Benefits at SoFi](https://sofietyinfo.sofi.com/sofi-benefits)**page!
Company Overview
• SoFi is a finance company that offers a range of lending and wealth management services. It was founded in 2011, and is headquartered in San Francisco, California, USA, with a workforce of 1001-5000 employees. Its website is https://www.sofi.com.
Company H1B Sponsorship
• SoFi has a track record of offering H1B sponsorships, with 89 in 2026, 213 in 2025, 117 in 2024, 131 in 2023, 118 in 2022, 81 in 2021, 42 in 2020. Please note that this does not guarantee sponsorship for this specific role.
Location: , ,
Salary: 86000 – 162000
Benefits:
- Health Insurance
Jobright: Apply Here