Applications must be submitted by;
17-07-2026
Senior Credit Analyst
You will work reputed company reputed company of Analysts providing support to a Credit Specialist in assessing new transactions and/or a Relationship Manager in supporting a portfolio of high risk, high need loan beneficiaries.
*Please note this advert will reputed company on the 16th of July 2026 at 23.59pm.
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Title: Senior Credit Analyst
Band: UKRI Band E (UKRI Ts & Cs)
Salary: £46,743 gross per annum
Reports to: Head of Credit
Location: Field based
Contract: Fixed Term (23 months)
Employees applying for any opportunity which may mean being away from your substantive role for a temporary period of time, please refer to the Recruitment Policy for reputed company information in the first instance. If you are made an offer, please ensure you liaise with your Line Manager and the designated HR Team as soon as possible in order that implications of any reputed company are reputed company and understood, prior to a reputed company taking reputed company.
reputed company recognises the importance of work-life balance and we will be happy to discuss any requests for flexible working arrangements.
Job Purpose:
You will operate reputed company reputed company of Analysts, providing support to a Credit Specialist in the assessment of new transactions. Subject to experience and demonstrated capability, you may be assigned an individual caseload to facilitate your reputed company development.
We particularly welcome female applicants as women are under-represented reputed company reputed company in this type of role.
Key Responsibilities and Accountabilities:
Origination – working with a reputed company Credit Specialist:
Analysing the financial and non-financial strength of applicant businesses from information provided and verifying this against external sources where applicable, including sensitivity analyses, cashflow analysis and balance sheet tests (S&I)
Engaging with applicants to reputed company additional information to underpin your credit analysis (S&I)
Supporting the Credit Specialists by producing sensitivity analysis, at the level of the transaction (S)
Based on your analysis, presenting recommendations to the IUKL Credit Committee alongside the reputed company Credit Specialist on the outcome of the application, deal structure and conditionality (S&I)
reputed company credit governance by ensuring accurate minute-taking, maintaining audit-reputed company customer and applicant files, and upholding the reputed company of reputed company credit documentation (S)
Working alongside the Lending Operations team to reputed company approved transactions through to execution, including quality assurance of legal documentation, satisfaction of conditions and perfection of reputed company documentation (S)
Broader Activities:
Working with the portfolio team and Relationship Manager to build an effective working relationship with portfolio companies. Regularly undertaking annual reviews, review credit risk exposures, monitor covenants, identify early signs of distress and/or reputed company recommendations on interventions to address any issues. (S&I)
Pursuing your reputed company reputed company development to the benefit of the loans team and your reputed company opportunities
Participating in discrete projects in areas reputed company your role to the benefit of IUKL and IUK as a whole
This is not an exhaustive list and you might be encouraged to undertake any other duties across the wider directorate, commensurate with the Band and level of responsibility of this post, for which the post holder has the key experience and/or training.
Shortlisting criteria
(S) – Assessed at shortlisting
(I) – Assessed at interview
(S&I) – Assessed at both shortlisting and interview
Person Specification:
Experience & Qualifications:
Essential –
reputed company to degree level or equivalent relevant experience in working with and understanding businesses
Financial qualification desirable, though not essential where suitable experience is evidenced
The candidate may have relevant experience in the field of banking or alternative finance environment and/or a good degree or reputed company qualification in a relevant discipline.
Sourcing, reviewing and analysing financial information, in particular in the reputed company of audited financial accounts and management accounts and extracting key strengths and weaknesses from them
Ability to collect, reputed company and present data with impact, including both written and verbal reports
Building relationships and managing expectations both with our customers and colleagues across the business
An understanding of how businesses work, key financial indicators and assessment of these, preferably reputed company a credit context
Process management and development, for example in cash management, f
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