Note: The job is a remote job and is open to candidates in USA. Confidential is seeking a Vice President of Accounting & Finance to oversee the financial integrity of the organization while enabling growth across all business verticals. This role requires a strong finance operator to manage accounting, cash management, financial reporting, and serve as a strategic partner to various departments, ensuring financial controls and compliance in a fast-paced fintech environment.ResponsibilitiesLead finance and accounting across all current and future business verticals, including specialty payment programs, cashless ATM / ATM programs, ACH products, hardware programs, and specialty financial servicesBuild scalable finance infrastructure that protects the company while supporting expansion, product launches, and bank-partner requirementsServe as strategic finance partner to the President / CEO on growth planning, pricing strategy, partnership economics, and capital allocationOwn monthly, quarterly, and annual accounting close, including reconciliations, accruals, revenue recognition, and financial statement preparationMaintain accurate books and records across all entities, verticals, bank accounts, and product linesImplement accounting controls protecting cash, settlement activity, ACH flows, receivables, payables, reserves, rebates, fees, commissions, and chargebacksDevelop financial reporting packages for executive leadership covering performance, cash position, vertical profitability, and riskCoordinate with outside accountants, auditors, and attorneys on reporting, filings, audits, and bank due diligencePartner with Operations, Sales, Compliance, and Banking to solve business issues quickly while maintaining financial controlsSupport merchant onboarding, settlement, billing, reconciliation, commission, and partner payout workflowsBuild financial workflows for new products and partnerships before launch, including revenue recognition, cost tracking, and reportingIdentify process gaps, financial leakage, underbilling, margin compression, and reconciliation breaksOwn visibility into cash position, liquidity, bank-account activity, reserve accounts, and intercompany transfersSupport flow-of-funds documentation for cashless ATM, ATM, ACH, merchant settlement, MCA split-settlement, rebates, reserves, and partner payoutsEnsure outgoing funds are mapped to approved merchants, receivers, vendors, agreements, and ACH authorizationsDevelop treasury reporting covering daily cash, inflows/outflows, settlement exposure, and reserve requirementsBuild and maintain rolling forecasts, annual budgets, vertical-level P&Ls, cash forecasts, and scenario plansValidate pipeline economics, pricing models, commission structures, and new vertical assumptionsSupport pricing decisions across ACH, payments, cashless ATM, ATM, hardware, and specialty financial productsCreate dashboards tracking revenue, margin, operating expenses, cash burn, and business-unit profitabilitySupport bank-packet requests, enhanced due diligence, ACH documentation, NACHA audit support, and BSA / AML / OFAC supportEnsure finance-related compliance evidence is complete, organized, and retrievable for bank partners, auditors, and leadershipSupport internal and external audit requests with clean schedules, reconciliations, and workpapersEvaluate financial terms for bank partners, processors, ACH providers, ISOs, resellers, and hardware vendorsModel partner economics, revenue shares, rebates, fees, commissions, and profitability by relationshipSupport leadership in negotiating terms that protect the company while allowing deals to move forwardTrack partner performance and escalate underperforming or financially risky relationshipsIdentify and implement AI-powered tools and automation across accounting and finance to streamline close, reconciliation, reporting, and AP/AR workflowsLead adoption of AI-driven solutions for transaction coding, settlement reconciliation, exception detection, and invoice processingPartner with IT and vendors to integrate AI/automation into finance systems (ERP, BI, reporting, payment platforms) without compromising controlsBuild the business case, ROI analysis, and implementation roadmap for finance automation initiativesEstablish governance for AI-assisted financial outputs, ensuring accuracy, auditability, and human oversightSkillsMinimum 8+ years of progressive finance, accounting, controllership, FP&A, treasury, or operational finance experience, preferably within fintech, payments, merchant services, banking, ACH, financial services, or SaaSStrong understanding of GAAP-based accounting, monthly close, reconciliations, cash management, budgeting, forecasting, and internal controlsExperience supporting transaction-based businesses, recurring revenue, merchant portfolios, ACH flows, settlement activity, and operational reconciliationProven ability to partner with Sales, Operations, Compliance, Product, Banking, Legal, and executive leadership in a fast-moving environmentStrong financial modeling skills — forecasts, vertical P&Ls, pricing models, cash-flow models, scenario analysesHigh judgment, strong communication skills, and ability to simplify complex financial issues for non-finance teamsDemonstrated experience implementing AI-powered tools and automation within accounting and finance functionsExperience in merchant services, ACH, cannabis banking, cashless ATM, ATM operations, payment processing, fintech lending, merchant cash advance, or POS integrationsExperience supporting bank due diligence, compliance reviews, audits, NACHA support, or BSA / AML / OFAC documentationExperience working across multiple affiliated entities, business verticals, and partner programsFamiliarity with QuickBooks, NetSuite, Sage Intacct, Bill.com, Ramp, Brex, Excel / Google Sheets, BI dashboards, Monday.com, Salesforce, or HubSpotCPA, CMA, MBA, or equivalent accounting / finance background preferred, but not required if operational finance experience is exceptionalBenefitsGenerous compensation package with annual bonusUnlimited Paid Time Off100% of insurance premiums paid for by the employerRelocation assistance is available for candidates who would prefer to relocateCompany OverviewThis page is owned and operated by Viral Audience. It was founded in undefined, and is headquartered in Silicon Valley, California US, US, with a workforce of 51-200 employees. Its website is .
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