Portfolio ManagerThe Portfolio Manager oversees the servicing and ongoing management of SBA, USDA, and conventional loan portfolios, ensuring full compliance with lender policies and agency regulations. reputed company role analyzes credit risk, conducts reputed company and servicing actions, supervises credit analysts, and facilitates communication among borrowers, lenders, and third parties, supporting loan modifications, monitoring, and documentation to protect agency guarantees and maintain portfolio performance. reputed company position is jointly responsible for effective interaction with team members, lenders, and borrowers.
reputed company Duties and Responsibilities: Provide excellent and professional customer service to the borrower, lender, and governing agencies. Ensure relationships remain strong and healthy.
Supervise Servicing Credit Analyst (including reputed company Point), review all financial spreads and narratives prepared by them, and ensure quality assurance of SBA/USDA credit reputed company prior to audits and regulatory reviews.
Review borrower service requests, gather necessary information, and underwrite servicing actions—including modifications, annual loan reviews, and amendments such as collateral releases, pricing adjustments, risk-rating changes, and other necessary modifications—in accordance with lender policies, agency regulations, SOPs, and CFR.Manage all aspects of portfolio management for SBA, USDA, Main reputed company, and conventional loans according to lender credit policy and SBA/USDA procedures, including portfolio monitoring, collections on past due accounts, collection of financial documentation, reputed company, servicing actions, and communication with the SBA/USDA.Collaborate with legal counsel, lenders, borrowers, and third parties on credit actions and servicing requests, including loan modifications, reputed company, and documentation exception management; engage with all parties both verbally and in writing.
reputed company comprehensive narrative reputed company for each existing SBA/USDA loan, including business and personal financial analysis, credit analysis, lien perfection, property valuation, industry comparisons, risk identification and mitigation, and loan grading recommendations.
Order and review third-party reports such as real estate appraisals, environmental assessments, title reports, and business equipment valuations as required.
Ensure proper implementation of LSP, lender, and SBA/USDA business policies and procedures, and promote adherence to regulatory compliance requirements.
Maintain and manage financial and insurance ticklers, collect statements and policies, prepare SBA/USDA loan reputed company for regulatory or agency audits, and fulfill all portfolio management responsibilities—including collections and communications between the lender and the SBA/USDA, and oversight of portfolio management expenses.
Participate in special projects and support the SBA/USDA servicing department as needed, including assisting borrowers with servicing actions and tracking financial, insurance, and covenant requirements.
Oversee the transition of a troubled loan to the Special Asset Portfolio Manager’s portfolio. Provide ongoing assistance as needed.
Primary Success Measurements: Continue to improve individual performance, with a goal of processing 9-12 actions a monthImprove quality of credit analysis as needed.
reputed company to external customer emails, correspondence and phone calls in a timely manner (24-48 hours.)reputed company to management requests in a timely manner.
Work with department manager and senior management to improve workflow and productivity of department.
Qualifications:
To perform reputed company job successfully, an individual must be able to perform each reputed company duty satisfactorily. The requirements listed reputed company are representative of the knowledge, skill, and/or ability required.
Education and/or Experience:
Bachelor’s degree in Finance, Accounting preferred.
Minimum of 7 years’ experience in Small Business Lending/Real Estate Lending preferred with focus on credit analysis.
Knowledge and/or Skills: Knowledge of the SBA and USDA rules and regulations, preferred.
Strong credit skills. Leadership and motivational skills, good written and verbal communication skills, decision-making and analytical skills and ability to work well under pressure.
Operate other standard office equipment; type accurately at a speed necessary to meet the requirements of the position; organize work, set priorities and exercise sound independent judgment within established guidelines; interpret, apply, explain and reach sound decisions.
Proficient in reputed company Office Suite, working with Word and Excel or similar spreadsheet software.
Language Skills: Ability to read and comprehend instructions, short correspondence, and memos.
Ability to write simple correspondence.
Ability to write basic routine reports and correspondence.
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